Credit cards offer a convenient method for handling finances, yet they can lead to stress if not handled correctly. The Amazon Credit Card is one example of such a card. If you realize that you are not utilizing your Amazon Credit Card as much as anticipated, or if it is contributing to financial strain, it may be wise to contemplate canceling it. This article will provide a detailed, step-by-step guide on how to cancel your Amazon Credit Card.
Things to Consider Before Cancelling Your Amazon Credit Card
Prior to canceling your Amazon Credit Card, it is crucial to consider the potential consequences:
- Credit Score Impact: Closing the credit card account may have an impact on your credit score. It could reduce your total available credit and raise your credit utilization ratio, both of which might result in a lower score.
- Loss of Rewards: Any rewards that have not been used with the card will be lost once the card is canceled.
- Balance Payoff: If there is a balance on the card, it must be paid off before the account can be closed.
- Recurring Payments: Be sure to update any recurring payments associated with this card to prevent any missed payments.
Also Read: How To Cancel Venmo Credit Card
Steps to Cancel Your Amazon Credit Card
To cancel your Amazon Credit Card, follow these instructions:
- Sign in to your Amazon account: Access your Amazon account using the login credentials associated with the credit card.
- Go to the ‘Your Accounts’ section: Once you’re logged in, locate and click on the ‘Your Accounts’ section.
- Locate the ‘Services’ tab: Within this tab, you will find the option to ‘Close Account’.
- Proceed with the prompts: Follow the provided prompts to confirm your decision and finalize the closure of your account.
Contact Customer Service
- Contact Customer Service to cancel your Amazon Credit Card by phone using the number on the back of the card.
- Reach out to Amazon’s customer service through their help page if you prefer to cancel via email.
- Visit Amazon’s website and go to the ‘Contact Us’ section to access customer support and cancel your credit card.
Also Read: How To Cancel Best Buy Credit Card
Contact details
| Information | Details |
| Customer Support Phone | 888-247-4080 |
| Customer Support email | http://www.syncbank.com/amazon |
| Mail address | Synchrony Bank / Amazon, P.O. Box 960013, Orlando, FL 32896-0013. |
| Official website | https://www.amazon.com/gp/help/customer/display.html?nodeId=202029400 |
How to Cancel via Phone
- To cancel your Amazon Credit Card via phone, start by dialing the customer service number located on the back of your card.
- Follow the instructions given by the automated system and inform the representative that you wish to cancel your card.
- Ensure to provide any required details and verify your cancellation request.
Also Read: How To Cancel Citi Credit Card
How to Cancel via Email
- Although Amazon does not offer a direct email option for credit card cancellations, their customer service can be contacted through their help page.
- It is advisable to utilize a more direct approach, such as contacting Amazon’s customer support or using the phone, for credit card cancellation requests.
- While there is no direct email option available, reaching out to Amazon’s customer service via their help page is an alternative for credit card cancellations. However, it is recommended to opt for a more direct method like phone or customer support for such requests.
How to Cancel through Customer Support
- To cancel your Amazon Credit Card, you have the option to contact Amazon’s customer support.
- Access your Amazon account and locate the ‘Contact Us’ section.
- Simply follow the provided instructions to connect with a customer service representative and inform them of your intention to cancel your card.
Also Read: How to Cancel Sephora Credit Card
Cancellation Policy of Amazon Credit Card
The cancellation procedure for the Amazon Credit Card is truly uncomplicated. You are granted the liberty to terminate your card whenever you wish by contacting customer service. Nevertheless, it is essential to bear in mind that if you have an unpaid balance, it must be settled in full before you can proceed with closing the account. Furthermore, please be informed that any unused rewards linked to the card will be lost once the cancellation is finalized. It is of utmost importance to take these factors into consideration in order to guarantee a seamless and trouble-free cancellation experience.
Alternatives of Amazon Credit Card
If you are seeking alternatives to the Amazon Credit Card, you may want to explore the following choices:
- Prime Visa: An ideal choice for Amazon Prime members.
- Amazon Rewards Visa Signature Card: A suitable option for frequent Amazon shoppers.
- U.S. Bank Shopper Cash Rewards Visa Signature Card: A great choice for those looking to maximize rewards.
- Chase Freedom Flex: Offers flexibility in its benefits.
- Wells Fargo Active Cash Card: A straightforward option for those seeking simplicity.
Also Read: How To Cancel Kohl’s Credit Card
After Cancelling Your Amazon Credit Card
After canceling your Amazon Credit Card, it is crucial to follow a series of subsequent actions. Initially, it is essential to diligently monitor your credit report to verify that the account is recorded as closed. Subsequently, ensure that there are no outstanding balances or fees associated with the account to guarantee complete settlement. Lastly, if you have any recurring payments linked to this card, it is imperative to update them with an alternative payment method to prevent any possible late fees or interruptions in service. By adhering to these steps, you will effectively manage your finances following the cancellation of your card.
Video Guide for cancelling Amazon Credit Card
Conclusion
In conclusion, canceling your Amazon Credit Card can be a straightforward process, but remember to weigh the potential consequences. Closing the account might impact your credit score and you’ll lose any unused rewards. Ensure you settle any outstanding balance and update recurring payments. To cancel, you have options: phone, customer service chat, or contacting them through the help page (though email cancellation isn’t directly mentioned).
Consider alternative cards like the Prime Visa or Rewards Visa Signature if you’re still an avid Amazon shopper. By following these steps and considering alternatives, you can make an informed decision about canceling your Amazon Credit Card and navigate the process smoothly.
Also Read: How To Cancel Academy Credit Card
FAQs
How do I cancel a Amazon Credit Card?
To terminate your Amazon Prime Visa Signature Credit Cards, it is necessary to get in touch with the Chase customer service team at 1-888-247-4080.
Does Cancelling Amazon card affect credit score?
Closing your Amazon Credit Card may result in a temporary negative effect on your credit score, which is contingent upon factors such as the credit limit of the card and the duration of your card membership.
Is there a cancellation fee for Amazon Credit Card?
Closing your account does not incur any fees; however, it is important to settle any remaining balances.
Does canceling a credit card hurt your credit?
Closing a credit card has the potential to raise your credit utilization ratio, which represents the proportion of credit you are utilizing in relation to your overall available credit. Additionally, it may result in a decrease in the average age of your credit and a reduction in the number of credit accounts you possess. Consequently, this could result in a decline in your credit score.